Silicon House - Ecommerce Payment Gateways
Silicon House E-commerce Payment Gateways is best
suited for companies who sell or serve their customers
online. Keeping in view of the increasing online
shopping customers, Silicon House has come up with
three different plans for going online. This can be
installed in Small Biz, Corporate, Resellers, Dedicated Server
Accounts only.
Unleashed ! Cost Effective Payment Gateways...
Internet Payment Processing refers to the process of
obtaining the payment details on the Internet from
the customer in a secured environment, processing
the data and authenticating the transaction through
the acquiring bank.
Our Payment Solution is fully equipped to handle the
volume of transactions in a secured environment,
processing and transmitting data quickly over the
Internet.
The solution provides merchants with a host of
distinctive advantages.
Real time processing of Internet transactions.
Highest level of Security for processing
transactions, using 128 Bit SSL technologies.
Simple & User friendly operation and management.
Compatibility with almost all popular shopping
carts.
Multiple currency handler.
Scalable to any platform.
Wide coverage: Visa and Master Card.
Transaction Management: Extensive, Internet
enabled reporting features.
Fraud Detection: In-built and powerful fraud
detection features supplemented by fraud monitoring
facilities.
Validation & Authentication: Our payment
gateway has a powerful built-in validation
mechanism, which detects inconsistencies in the data
provided by the user before the transaction is put
through the acquiring bank.
Personalized customer support : Each Merchant
would be allocated an Account Executive who will be
interacting with the merchant for customer support.
Payment Management: Our Payment Solution also
provides an exhaustive payment management module.
The Payment Management module is Internet enabled
and the merchants can view their reports by logging
on to the site. The module provides a wide range of
reports on volume of transactions, status of
transactions, etc. with facility for searching
specific transactions by supplying one or more
criteria.
Fraud Detection: Our Payment Solution has a
very powerful and robust fraud detection engine
built-in to detect and safeguard against all
possible cyber frauds in the emerging e-business
scenario. Our fraud engine is enabled to function on
both Rules based Risk Management and Fraud
Monitoring using Negative File Settings.
Authentication: Our Payment Solution accepts
data from the Merchant's web site, processes it,
transmits the data to the acquiring bank and
confirms it back to the Merchant's web site,
authenticating the transaction completely. The
authentication process includes:
Scanning the data obtained from the Merchant's web
site for prima facie invalidity.
Recording the data obtained from the acquiring bank
for validation of future transactions.
How a payment gateway works
1.Customer places an order on the web. Net
Merchant receives the order. Payment details sent to
Merchant Bank.

2.Merchant Bank sends details to Credit Card
Company

3.Credit Card Company sends details to Issuing
bank

4.Payment Processing is completed and sent back
to Merchant Bank.

5.Merchant Bank sends back the payment details
to Net Merchant

6.Net Merchant Confirms the order
to the customer.

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Documents Required [ For Merchants in
India ]
If you are planning to apply for a payment
gateway, please check whether you have the
following documents or pre-requisites;
- Your website up and running
- Photo Id of the CEO / MD / Proprietor
- Current Account in a Bank for atleast 3
Months
- Signature and Bank Account attestation by
your Bank Manager
On approval of the Payment gateway, you
may be required to sign an agreement in a Rs.100
Stamp paper.
Tech Support
Silicon House offers world class support for its
Resellers worldwide through;
- 24 hrs support with our
Automated
Service Engine
- Exhaustive, informative Help Desk
- In house call center
- Rapid Action - Trouble Ticketing System
Shared Payment Gateway -
Economy |
Set Up Fee |
Rs.7500 |
Per Transaction Fee |
7 % |
Annual Maintenance Cost |
Rs.1200 |
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Shared Payment Gateway -
Premium |
Set Up Fee |
Rs.25000 |
Per Transaction Fee |
5 % |
Annual Maintenance Cost |
Rs.2400 |
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ICICI - Payseal
[ This is a Payment Gateway service provided by
ICICI Bank ]
[ * Pricing info is just an
indication. The client has to fulfill ICICI's
requirements to get this payment gateway ] |
Fixed Deposit with ICICI [
Refundable ] |
Rs.50000 |
One time set up fee |
Rs.30000 |
Per Transaction Fee |
2.5 to 3.5 % [ Based on
transaction volume ] |
One time Integration Fee |
Rs.19000 |
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Verisign Payflow Pro 3.0 |
Integration Fee |
Rs.15000 |
Other Charges |
As charged by Verisign |
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